Garden State

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$37.4M

87^th percentile

Members

3,255

88^th percentile

Total loans

$25.3M

94^th percentile

Total shares

$33.4M

89^th percentile

Profitability

Return on assets

1.02%

60^th percentile

Net interest margin

5.00%

83^th percentile

Efficiency ratio

73.86%

35^th percentile

Non-interest income ratio

17.90%

78^th percentile

Capital & Risk

Net worth ratio

11.15%

24^th percentile

Delinquency rate

2.71%

17^th percentile

Net charge-off rate

0.80%

21^th percentile

Loan-to-share

75.82%

71^th percentile

Growth

Member growth YoY

-6.68%

11^th percentile

Asset growth YoY

-4.82%

17^th percentile

Loan growth YoY

-2.27%

53^th percentile

Share growth YoY

-4.43%

23^th percentile

Operations

Members / branch

1,085

50^th percentile

Assets / member

$11,478

67^th percentile

Field of membership penetration

3.08%

14^th percentile

Want the full picture for Garden State?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo