Puerto Rico Employee Groups

SAN JUAN, PR · 1 · Charter #12771 · www.premployeesfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.9M
16th percentile
Members
858
32th percentile
Total loans
$2.0M
23th percentile
Total shares
$2.3M
17th percentile

Profitability

Return on assets
1.10%
64th percentile
Net interest margin
6.65%
98th percentile
Efficiency ratio
58.56%
68th percentile
Non-interest income ratio
5.71%
36th percentile

Capital & Risk

Net worth ratio
16.01%
56th percentile
Delinquency rate
0.67%
52th percentile
Net charge-off rate
2.64%
4th percentile
Loan-to-share
85.94%
84th percentile

Growth

Member growth YoY
-4.03%
24th percentile
Asset growth YoY
-4.03%
20th percentile
Loan growth YoY
-12.79%
16th percentile
Share growth YoY
-6.50%
16th percentile

Operations

Members / branch
858
41th percentile
Assets / member
$3,436
9th percentile
Field of membership penetration
50.00%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Puerto Rico Employee Groups?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo