Main Impact

Murray, KY · 1 · Charter #22978 · www.mainimpactfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.1M
67th percentile
Members
2,001
66th percentile
Total loans
$14.3M
77th percentile
Total shares
$20.6M
70th percentile

Profitability

Return on assets
0.72%
45th percentile
Net interest margin
3.82%
44th percentile
Efficiency ratio
75.52%
32th percentile
Non-interest income ratio
4.19%
30th percentile

Capital & Risk

Net worth ratio
10.24%
17th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.21%
50th percentile
Loan-to-share
69.35%
62th percentile

Growth

Member growth YoY
0.45%
72th percentile
Asset growth YoY
2.97%
62th percentile
Loan growth YoY
5.24%
79th percentile
Share growth YoY
3.30%
65th percentile

Operations

Members / branch
667
31th percentile
Assets / member
$11,531
68th percentile
Field of membership penetration
5.36%
18th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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