Ontario Shores

Newfane, NY · 1 · Charter #14462 · www.osfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$196.2M
88th percentile
Members
11,720
78th percentile
Total loans
$90.8M
71th percentile
Total shares
$174.0M
90th percentile

Profitability

Return on assets
0.96%
45th percentile
Net interest margin
3.08%
20th percentile
Efficiency ratio
58.63%
63th percentile
Non-interest income ratio
11.62%
22th percentile

Capital & Risk

Net worth ratio
10.79%
32th percentile
Delinquency rate
1.00%
34th percentile
Net charge-off rate
0.07%
89th percentile
Loan-to-share
52.17%
22th percentile

Growth

Member growth YoY
11.82%
98th percentile
Asset growth YoY
23.20%
98th percentile
Loan growth YoY
6.13%
75th percentile
Share growth YoY
23.84%
98th percentile

Operations

Members / branch
2,344
31th percentile
Assets / member
$16,739
68th percentile
Field of membership penetration
2.09%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Ontario Shores?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo