Healthcare Associates

Lisle, IL · 2 · Charter #65421 · www.hacu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$479.4M
55th percentile
Members
29,908
53th percentile
Total loans
$336.6M
58th percentile
Total shares
$397.1M
53th percentile

Profitability

Return on assets
0.44%
15th percentile
Net interest margin
3.42%
46th percentile
Efficiency ratio
57.38%
59th percentile
Non-interest income ratio
16.06%
32th percentile

Capital & Risk

Net worth ratio
14.37%
88th percentile
Delinquency rate
0.56%
63th percentile
Net charge-off rate
0.30%
62th percentile
Loan-to-share
84.75%
61th percentile

Growth

Member growth YoY
-4.33%
12th percentile
Asset growth YoY
3.15%
35th percentile
Loan growth YoY
3.91%
50th percentile
Share growth YoY
0.55%
16th percentile

Operations

Members / branch
7,477
85th percentile
Assets / member
$16,030
49th percentile
Field of membership penetration
14.95%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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