Hancock

Findlay, OH · 1 · Charter #2815 · www.hancockfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$114.1M
54th percentile
Members
9,085
62th percentile
Total loans
$82.6M
66th percentile
Total shares
$102.2M
57th percentile

Profitability

Return on assets
0.39%
13th percentile
Net interest margin
3.83%
60th percentile
Efficiency ratio
69.71%
27th percentile
Non-interest income ratio
15.18%
39th percentile

Capital & Risk

Net worth ratio
8.92%
10th percentile
Delinquency rate
0.54%
62th percentile
Net charge-off rate
0.19%
68th percentile
Loan-to-share
80.82%
72th percentile

Growth

Member growth YoY
-1.74%
37th percentile
Asset growth YoY
5.98%
68th percentile
Loan growth YoY
4.06%
66th percentile
Share growth YoY
6.18%
72th percentile

Operations

Members / branch
4,543
77th percentile
Assets / member
$12,561
34th percentile
Field of membership penetration
12.13%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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