Westedge

BELLINGHAM, WA · 1 · Charter #8113 · www.westedgecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$78.3M
29th percentile
Members
4,113
15th percentile
Total loans
$35.9M
21th percentile
Total shares
$65.5M
29th percentile

Profitability

Return on assets
1.81%
88th percentile
Net interest margin
4.11%
75th percentile
Efficiency ratio
54.67%
73th percentile
Non-interest income ratio
13.92%
34th percentile

Capital & Risk

Net worth ratio
17.03%
86th percentile
Delinquency rate
1.41%
19th percentile
Net charge-off rate
0.83%
14th percentile
Loan-to-share
54.78%
27th percentile

Growth

Member growth YoY
-2.40%
30th percentile
Asset growth YoY
-3.91%
4th percentile
Loan growth YoY
-0.55%
38th percentile
Share growth YoY
-6.02%
2th percentile

Operations

Members / branch
4,113
72th percentile
Assets / member
$19,039
80th percentile
Field of membership penetration
3.74%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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