AmeriCU

Rome, NY · 2 · Charter #68433 · www.americu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.0B
66th percentile
Members
202,033
75th percentile
Total loans
$2.5B
72th percentile
Total shares
$2.4B
65th percentile

Profitability

Return on assets
1.42%
79th percentile
Net interest margin
3.34%
59th percentile
Efficiency ratio
45.09%
75th percentile
Non-interest income ratio
19.46%
56th percentile

Capital & Risk

Net worth ratio
9.43%
20th percentile
Delinquency rate
1.64%
9th percentile
Net charge-off rate
1.40%
4th percentile
Loan-to-share
106.82%
91th percentile

Growth

Member growth YoY
21.48%
98th percentile
Asset growth YoY
7.66%
67th percentile
Loan growth YoY
6.93%
61th percentile
Share growth YoY
8.32%
71th percentile

Operations

Members / branch
8,784
62th percentile
Assets / member
$14,650
18th percentile
Field of membership penetration
20.20%
82th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for AmeriCU?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo