Ontario Public Employees

ONTARIO, CA · 1 · Charter #13044 · www.opefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.4M
67th percentile
Members
1,796
61th percentile
Total loans
$10.6M
68th percentile
Total shares
$19.8M
68th percentile

Profitability

Return on assets
1.90%
89th percentile
Net interest margin
4.64%
74th percentile
Efficiency ratio
61.68%
61th percentile
Non-interest income ratio
10.35%
54th percentile

Capital & Risk

Net worth ratio
14.63%
48th percentile
Delinquency rate
0.98%
42th percentile
Net charge-off rate
0.44%
36th percentile
Loan-to-share
53.64%
40th percentile

Growth

Member growth YoY
-1.21%
52th percentile
Asset growth YoY
0.71%
47th percentile
Loan growth YoY
-9.93%
24th percentile
Share growth YoY
-0.90%
41th percentile

Operations

Members / branch
898
42th percentile
Assets / member
$13,010
77th percentile
Field of membership penetration
44.90%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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