Upward

Burlingame, CA · 2 · Charter #65323 · www.upwardcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$93.7M
41th percentile
Members
4,293
16th percentile
Total loans
$50.5M
40th percentile
Total shares
$80.5M
42th percentile

Profitability

Return on assets
0.94%
44th percentile
Net interest margin
3.77%
56th percentile
Efficiency ratio
70.75%
24th percentile
Non-interest income ratio
17.78%
53th percentile

Capital & Risk

Net worth ratio
10.97%
35th percentile
Delinquency rate
0.18%
88th percentile
Net charge-off rate
0.27%
57th percentile
Loan-to-share
62.65%
40th percentile

Growth

Member growth YoY
-3.20%
22th percentile
Asset growth YoY
-0.38%
18th percentile
Loan growth YoY
3.33%
61th percentile
Share growth YoY
-4.44%
5th percentile

Operations

Members / branch
1,431
7th percentile
Assets / member
$21,816
89th percentile
Field of membership penetration
0.58%
7th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Upward?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo