Autotruck Financial

Louisville, KY · 2 · Charter #68617 · www.autotruckfcu.org/
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$210.0M
91th percentile
Members
17,497
95th percentile
Total loans
$86.9M
69th percentile
Total shares
$179.8M
91th percentile

Profitability

Return on assets
0.61%
23th percentile
Net interest margin
3.31%
31th percentile
Efficiency ratio
75.41%
14th percentile
Non-interest income ratio
33.48%
96th percentile

Capital & Risk

Net worth ratio
13.38%
63th percentile
Delinquency rate
1.28%
23th percentile
Net charge-off rate
0.63%
23th percentile
Loan-to-share
48.36%
18th percentile

Growth

Member growth YoY
-2.58%
28th percentile
Asset growth YoY
8.99%
85th percentile
Loan growth YoY
-0.13%
42th percentile
Share growth YoY
9.94%
87th percentile

Operations

Members / branch
3,499
58th percentile
Assets / member
$12,003
29th percentile
Field of membership penetration
1.03%
15th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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