Ziegler

BLOOMINGTON, MN · 1 · Charter #5781
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.4M
22th percentile
Members
690
25th percentile
Total loans
$2.5M
27th percentile
Total shares
$3.2M
21th percentile

Profitability

Return on assets
1.53%
79th percentile
Net interest margin
3.98%
50th percentile
Efficiency ratio
42.07%
91th percentile
Non-interest income ratio
0.01%
4th percentile

Capital & Risk

Net worth ratio
25.76%
87th percentile
Delinquency rate
0.62%
53th percentile
Net charge-off rate
0.43%
36th percentile
Loan-to-share
76.98%
72th percentile

Growth

Member growth YoY
-3.63%
27th percentile
Asset growth YoY
-3.47%
22th percentile
Loan growth YoY
-8.74%
28th percentile
Share growth YoY
-6.45%
16th percentile

Operations

Members / branch
690
32th percentile
Assets / member
$6,341
25th percentile
Field of membership penetration
24.18%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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