San Juan

BLANDING, UT · 2 · Charter #67163 · WWW.SANJUANCU.COM
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.2M
76th percentile
Members
4,050
95th percentile
Total loans
$18.2M
85th percentile
Total shares
$25.0M
77th percentile

Profitability

Return on assets
2.05%
92th percentile
Net interest margin
6.68%
98th percentile
Efficiency ratio
73.16%
37th percentile
Non-interest income ratio
33.64%
95th percentile

Capital & Risk

Net worth ratio
13.94%
44th percentile
Delinquency rate
2.24%
22th percentile
Net charge-off rate
1.68%
8th percentile
Loan-to-share
72.76%
67th percentile

Growth

Member growth YoY
-2.20%
41th percentile
Asset growth YoY
0.92%
48th percentile
Loan growth YoY
0.24%
63th percentile
Share growth YoY
0.88%
53th percentile

Operations

Members / branch
1,350
60th percentile
Assets / member
$7,208
32th percentile
Field of membership penetration
28.21%
41th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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