Hopewell

Heath, OH · 1 · Charter #15307 · www.hopewellfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$165.9M
78th percentile
Members
9,098
62th percentile
Total loans
$109.9M
82th percentile
Total shares
$152.1M
83th percentile

Profitability

Return on assets
1.03%
50th percentile
Net interest margin
2.87%
13th percentile
Efficiency ratio
55.99%
69th percentile
Non-interest income ratio
25.17%
83th percentile

Capital & Risk

Net worth ratio
7.78%
3th percentile
Delinquency rate
0.41%
71th percentile
Net charge-off rate
0.13%
79th percentile
Loan-to-share
72.25%
58th percentile

Growth

Member growth YoY
3.28%
87th percentile
Asset growth YoY
8.71%
84th percentile
Loan growth YoY
12.56%
91th percentile
Share growth YoY
8.35%
83th percentile

Operations

Members / branch
3,033
48th percentile
Assets / member
$18,230
77th percentile
Field of membership penetration
0.51%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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