Mea

Monticello, IL · 2 · Charter #65896
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$759.6K
6th percentile
Members
122
3th percentile
Total loans
$536.7K
10th percentile
Total shares
$447.2K
5th percentile

Profitability

Return on assets
1.71%
85th percentile
Net interest margin
2.89%
17th percentile
Efficiency ratio
49.15%
84th percentile
Non-interest income ratio
18.75%
80th percentile

Capital & Risk

Net worth ratio
8.82%
9th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
120.01%
98th percentile

Growth

Member growth YoY
2.52%
87th percentile
Asset growth YoY
15.10%
97th percentile
Loan growth YoY
4.56%
78th percentile
Share growth YoY
-3.99%
25th percentile

Operations

Members / branch
61
1th percentile
Assets / member
$6,226
25th percentile
Field of membership penetration
53.98%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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