Ten

NASHVILLE, TN · 2 · Charter #66886 · www.tencu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$399.4M
40th percentile
Members
18,702
20th percentile
Total loans
$240.6M
34th percentile
Total shares
$296.0M
28th percentile

Profitability

Return on assets
0.48%
18th percentile
Net interest margin
2.99%
23th percentile
Efficiency ratio
63.68%
30th percentile
Non-interest income ratio
17.97%
43th percentile

Capital & Risk

Net worth ratio
8.39%
9th percentile
Delinquency rate
0.24%
90th percentile
Net charge-off rate
0.43%
49th percentile
Loan-to-share
81.27%
54th percentile

Growth

Member growth YoY
-4.74%
10th percentile
Asset growth YoY
-1.01%
10th percentile
Loan growth YoY
-3.12%
13th percentile
Share growth YoY
-4.59%
3th percentile

Operations

Members / branch
2,672
10th percentile
Assets / member
$21,358
81th percentile
Field of membership penetration
9.35%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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