Priority Trust

Houston, TX · 2 · Charter #61457 · www.prioritytrustcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$189.6M
87th percentile
Members
28,132
100th percentile
Total loans
$142.2M
93th percentile
Total shares
$166.6M
87th percentile

Profitability

Return on assets
1.09%
54th percentile
Net interest margin
4.90%
95th percentile
Efficiency ratio
79.66%
7th percentile
Non-interest income ratio
36.11%
97th percentile

Capital & Risk

Net worth ratio
9.38%
16th percentile
Delinquency rate
0.78%
47th percentile
Net charge-off rate
3.24%
0th percentile
Loan-to-share
85.34%
80th percentile

Growth

Member growth YoY
-8.95%
4th percentile
Asset growth YoY
-2.32%
9th percentile
Loan growth YoY
-0.58%
38th percentile
Share growth YoY
-0.44%
20th percentile

Operations

Members / branch
4,689
79th percentile
Assets / member
$6,740
2th percentile
Field of membership penetration
7.99%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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