Beacon

La Porte, TX · 1 · Charter #6062 · www.beaconfed.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$202.2M
90th percentile
Members
14,151
87th percentile
Total loans
$96.1M
74th percentile
Total shares
$184.9M
93th percentile

Profitability

Return on assets
0.82%
36th percentile
Net interest margin
3.49%
41th percentile
Efficiency ratio
71.85%
22th percentile
Non-interest income ratio
26.78%
88th percentile

Capital & Risk

Net worth ratio
8.78%
9th percentile
Delinquency rate
0.74%
49th percentile
Net charge-off rate
0.25%
60th percentile
Loan-to-share
52.00%
22th percentile

Growth

Member growth YoY
-3.30%
21th percentile
Asset growth YoY
-0.77%
16th percentile
Loan growth YoY
-9.23%
7th percentile
Share growth YoY
-2.54%
10th percentile

Operations

Members / branch
2,830
43th percentile
Assets / member
$14,287
49th percentile
Field of membership penetration
2.76%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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