Del Norte

Los Alamos, NM · 2 · Charter #64759 · www.dncu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.4B
27th percentile
Members
67,384
15th percentile
Total loans
$971.8M
23th percentile
Total shares
$1.3B
33th percentile

Profitability

Return on assets
1.70%
87th percentile
Net interest margin
3.82%
86th percentile
Efficiency ratio
48.79%
63th percentile
Non-interest income ratio
14.63%
24th percentile

Capital & Risk

Net worth ratio
9.65%
23th percentile
Delinquency rate
0.69%
55th percentile
Net charge-off rate
0.86%
21th percentile
Loan-to-share
76.33%
22th percentile

Growth

Member growth YoY
4.52%
73th percentile
Asset growth YoY
9.25%
77th percentile
Loan growth YoY
5.04%
50th percentile
Share growth YoY
8.68%
74th percentile

Operations

Members / branch
7,487
49th percentile
Assets / member
$21,089
74th percentile
Field of membership penetration
3.22%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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