Lehrer Interests

GARWOOD, TX · 2 · Charter #67641
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.4M
14th percentile
Members
103
2th percentile
Total loans
$431.6K
9th percentile
Total shares
$1.9M
15th percentile

Profitability

Return on assets
0.14%
21th percentile
Net interest margin
1.16%
1th percentile
Efficiency ratio
30.43%
97th percentile
Non-interest income ratio
0.87%
13th percentile

Capital & Risk

Net worth ratio
21.06%
77th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
23.11%
7th percentile

Growth

Member growth YoY
3.00%
89th percentile
Asset growth YoY
8.97%
90th percentile
Loan growth YoY
-7.84%
31th percentile
Share growth YoY
11.41%
93th percentile

Operations

Members / branch
103
3th percentile
Assets / member
$22,971
98th percentile
Field of membership penetration
68.67%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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