Latvian

MELVILLE, NY · 1 · Charter #18422
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.0M
12th percentile
Members
100
1th percentile
Total loans
$354.3K
7th percentile
Total shares
$1.5M
13th percentile

Profitability

Return on assets
0.58%
39th percentile
Net interest margin
3.09%
22th percentile
Efficiency ratio
61.56%
61th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
22.92%
82th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
23.25%
7th percentile

Growth

Member growth YoY
8.70%
96th percentile
Asset growth YoY
-6.71%
11th percentile
Loan growth YoY
-11.37%
19th percentile
Share growth YoY
-9.16%
9th percentile

Operations

Members / branch
100
3th percentile
Assets / member
$19,765
95th percentile
Field of membership penetration
66.67%
82th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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