South Bay

Redondo Beach, CA · 3 · Charter #95052 · www.southbaycu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$156.8M
74th percentile
Members
9,898
69th percentile
Total loans
$122.9M
87th percentile
Total shares
$140.8M
77th percentile

Profitability

Return on assets
0.54%
19th percentile
Net interest margin
3.63%
48th percentile
Efficiency ratio
73.09%
18th percentile
Non-interest income ratio
23.56%
79th percentile

Capital & Risk

Net worth ratio
9.47%
17th percentile
Delinquency rate
0.56%
60th percentile
Net charge-off rate
0.33%
50th percentile
Loan-to-share
87.32%
82th percentile

Growth

Member growth YoY
1.58%
75th percentile
Asset growth YoY
-0.76%
16th percentile
Loan growth YoY
0.56%
46th percentile
Share growth YoY
7.00%
77th percentile

Operations

Members / branch
3,299
54th percentile
Assets / member
$15,845
61th percentile
Field of membership penetration
0.91%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for South Bay?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo