Savannah Postal

Savannah, GA · 2 · Charter #67364 · www.savannahpostalcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.3M
67th percentile
Members
2,020
66th percentile
Total loans
$13.1M
74th percentile
Total shares
$19.5M
67th percentile

Profitability

Return on assets
1.93%
89th percentile
Net interest margin
5.51%
91th percentile
Efficiency ratio
69.97%
43th percentile
Non-interest income ratio
19.84%
82th percentile

Capital & Risk

Net worth ratio
15.66%
55th percentile
Delinquency rate
3.88%
11th percentile
Net charge-off rate
2.19%
6th percentile
Loan-to-share
67.55%
59th percentile

Growth

Member growth YoY
-1.22%
52th percentile
Asset growth YoY
-3.98%
20th percentile
Loan growth YoY
6.52%
83th percentile
Share growth YoY
-4.94%
20th percentile

Operations

Members / branch
2,020
78th percentile
Assets / member
$11,557
68th percentile
Field of membership penetration
43.91%
60th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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