Fort Dodge Family

Fort Dodge, IA · 2 · Charter #63159 · www.fdfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$41.4M
92th percentile
Members
3,489
90th percentile
Total loans
$24.7M
94th percentile
Total shares
$35.7M
92th percentile

Profitability

Return on assets
0.24%
25th percentile
Net interest margin
4.10%
55th percentile
Efficiency ratio
68.20%
47th percentile
Non-interest income ratio
12.10%
60th percentile

Capital & Risk

Net worth ratio
12.64%
35th percentile
Delinquency rate
2.13%
23th percentile
Net charge-off rate
1.08%
16th percentile
Loan-to-share
69.07%
62th percentile

Growth

Member growth YoY
-6.79%
11th percentile
Asset growth YoY
2.01%
56th percentile
Loan growth YoY
1.71%
69th percentile
Share growth YoY
1.99%
58th percentile

Operations

Members / branch
3,489
95th percentile
Assets / member
$11,868
70th percentile
Field of membership penetration
49.84%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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