Greater Texas

AUSTIN, TX · 1 · Charter #7590 · www.gtfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$980.0M
99th percentile
Members
75,495
98th percentile
Total loans
$752.3M
99th percentile
Total shares
$892.6M
100th percentile

Profitability

Return on assets
0.96%
48th percentile
Net interest margin
3.27%
37th percentile
Efficiency ratio
67.67%
18th percentile
Non-interest income ratio
31.31%
95th percentile

Capital & Risk

Net worth ratio
7.03%
1th percentile
Delinquency rate
0.60%
60th percentile
Net charge-off rate
0.66%
27th percentile
Loan-to-share
84.29%
60th percentile

Growth

Member growth YoY
-1.54%
28th percentile
Asset growth YoY
4.75%
46th percentile
Loan growth YoY
0.71%
31th percentile
Share growth YoY
5.02%
54th percentile

Operations

Members / branch
5,033
58th percentile
Assets / member
$12,982
19th percentile
Field of membership penetration
7.55%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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