The Florist

ROSWELL, NM · 1 · Charter #19567 · www.thefloristfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.3M
34th percentile
Members
676
24th percentile
Total loans
$4.0M
37th percentile
Total shares
$6.2M
35th percentile

Profitability

Return on assets
-0.55%
8th percentile
Net interest margin
3.97%
50th percentile
Efficiency ratio
89.51%
13th percentile
Non-interest income ratio
9.88%
52th percentile

Capital & Risk

Net worth ratio
14.81%
49th percentile
Delinquency rate
1.39%
33th percentile
Net charge-off rate
0.40%
38th percentile
Loan-to-share
64.15%
55th percentile

Growth

Member growth YoY
-3.57%
28th percentile
Asset growth YoY
2.09%
56th percentile
Loan growth YoY
-11.28%
20th percentile
Share growth YoY
3.44%
66th percentile

Operations

Members / branch
676
31th percentile
Assets / member
$10,862
63th percentile
Field of membership penetration
22.53%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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