Chadron

CHADRON, NE · 1 · Charter #13966 · www.chadronfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$20.5M
63th percentile
Members
2,242
72th percentile
Total loans
$14.7M
78th percentile
Total shares
$17.9M
64th percentile

Profitability

Return on assets
1.20%
68th percentile
Net interest margin
5.00%
83th percentile
Efficiency ratio
64.36%
55th percentile
Non-interest income ratio
14.12%
66th percentile

Capital & Risk

Net worth ratio
12.41%
33th percentile
Delinquency rate
1.30%
35th percentile
Net charge-off rate
0.52%
31th percentile
Loan-to-share
81.98%
79th percentile

Growth

Member growth YoY
-0.18%
64th percentile
Asset growth YoY
2.46%
58th percentile
Loan growth YoY
-6.45%
35th percentile
Share growth YoY
4.12%
70th percentile

Operations

Members / branch
2,242
83th percentile
Assets / member
$9,145
49th percentile
Field of membership penetration
14.01%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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