First Eagle

Owings Mills, MD · 1 · Charter #10958 · www.firsteaglefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$110.4M
52th percentile
Members
8,148
55th percentile
Total loans
$65.7M
56th percentile
Total shares
$96.4M
53th percentile

Profitability

Return on assets
1.21%
62th percentile
Net interest margin
3.86%
62th percentile
Efficiency ratio
58.52%
63th percentile
Non-interest income ratio
11.65%
23th percentile

Capital & Risk

Net worth ratio
11.81%
44th percentile
Delinquency rate
0.56%
60th percentile
Net charge-off rate
0.29%
53th percentile
Loan-to-share
68.22%
50th percentile

Growth

Member growth YoY
-0.33%
53th percentile
Asset growth YoY
4.35%
54th percentile
Loan growth YoY
3.61%
63th percentile
Share growth YoY
3.41%
50th percentile

Operations

Members / branch
2,037
22th percentile
Assets / member
$13,548
43th percentile
Field of membership penetration
21.29%
71th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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