Gulf Coast

MOBILE, AL · 1 · Charter #7520 · www.gulfcoastfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$42.9M
93th percentile
Members
4,991
98th percentile
Total loans
$18.9M
87th percentile
Total shares
$40.1M
98th percentile

Profitability

Return on assets
-0.73%
7th percentile
Net interest margin
3.46%
32th percentile
Efficiency ratio
102.76%
5th percentile
Non-interest income ratio
36.10%
96th percentile

Capital & Risk

Net worth ratio
6.62%
1th percentile
Delinquency rate
2.54%
19th percentile
Net charge-off rate
1.46%
10th percentile
Loan-to-share
47.05%
30th percentile

Growth

Member growth YoY
-9.97%
6th percentile
Asset growth YoY
0.23%
43th percentile
Loan growth YoY
-6.15%
36th percentile
Share growth YoY
0.94%
53th percentile

Operations

Members / branch
1,664
69th percentile
Assets / member
$8,603
45th percentile
Field of membership penetration
1.21%
7th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Gulf Coast?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo