Regional Water Authority Employees

New Haven, CT · 2 · Charter #66044
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.7M
28th percentile
Members
461
16th percentile
Total loans
$1.5M
19th percentile
Total shares
$5.0M
30th percentile

Profitability

Return on assets
0.00%
16th percentile
Net interest margin
1.91%
4th percentile
Efficiency ratio
62.12%
60th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
12.47%
34th percentile
Delinquency rate
0.36%
63th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
31.20%
13th percentile

Growth

Member growth YoY
-0.22%
64th percentile
Asset growth YoY
-5.65%
14th percentile
Loan growth YoY
-0.91%
59th percentile
Share growth YoY
-6.75%
15th percentile

Operations

Members / branch
461
21th percentile
Assets / member
$12,422
73th percentile
Field of membership penetration
57.63%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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