A.C.P.E.

Laramie, WY · 1 · Charter #11867 · www.acpefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$76.1M
27th percentile
Members
4,716
21th percentile
Total loans
$48.0M
37th percentile
Total shares
$67.5M
30th percentile

Profitability

Return on assets
1.89%
90th percentile
Net interest margin
3.96%
67th percentile
Efficiency ratio
45.01%
90th percentile
Non-interest income ratio
7.69%
8th percentile

Capital & Risk

Net worth ratio
11.18%
37th percentile
Delinquency rate
0.68%
52th percentile
Net charge-off rate
0.45%
37th percentile
Loan-to-share
71.16%
55th percentile

Growth

Member growth YoY
1.42%
74th percentile
Asset growth YoY
13.93%
96th percentile
Loan growth YoY
-1.73%
32th percentile
Share growth YoY
13.73%
94th percentile

Operations

Members / branch
4,716
80th percentile
Assets / member
$16,132
63th percentile
Field of membership penetration
18.14%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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