Sri

MENLO PARK, CA · 1 · Charter #11872 · www.srifcu.org/
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$236.5M
97th percentile
Members
5,082
26th percentile
Total loans
$183.1M
99th percentile
Total shares
$197.7M
96th percentile

Profitability

Return on assets
0.86%
38th percentile
Net interest margin
2.55%
6th percentile
Efficiency ratio
36.92%
96th percentile
Non-interest income ratio
6.56%
6th percentile

Capital & Risk

Net worth ratio
12.35%
52th percentile
Delinquency rate
0.34%
77th percentile
Net charge-off rate
0.09%
85th percentile
Loan-to-share
92.61%
90th percentile

Growth

Member growth YoY
-1.40%
41th percentile
Asset growth YoY
3.78%
49th percentile
Loan growth YoY
3.32%
61th percentile
Share growth YoY
3.30%
49th percentile

Operations

Members / branch
2,541
37th percentile
Assets / member
$46,534
99th percentile
Field of membership penetration
63.52%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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