Washington County Teachers

HAGERSTOWN, MD · 1 · Charter #6353 · www.wctfcu.net
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$92.5M
40th percentile
Members
4,466
18th percentile
Total loans
$31.0M
16th percentile
Total shares
$78.2M
40th percentile

Profitability

Return on assets
1.05%
50th percentile
Net interest margin
2.36%
4th percentile
Efficiency ratio
36.47%
97th percentile
Non-interest income ratio
4.88%
4th percentile

Capital & Risk

Net worth ratio
15.37%
78th percentile
Delinquency rate
0.15%
90th percentile
Net charge-off rate
0.01%
96th percentile
Loan-to-share
39.67%
8th percentile

Growth

Member growth YoY
0.77%
67th percentile
Asset growth YoY
6.39%
72th percentile
Loan growth YoY
-0.06%
42th percentile
Share growth YoY
6.22%
72th percentile

Operations

Members / branch
1,489
9th percentile
Assets / member
$20,716
86th percentile
Field of membership penetration
37.22%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Washington County Teachers?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo