Ohio County Public Schools

WHEELING, WV · 1 · Charter #19881 · www.ocpsfcu.virtualcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.6M
28th percentile
Members
618
22th percentile
Total loans
$2.7M
28th percentile
Total shares
$4.9M
30th percentile

Profitability

Return on assets
0.52%
36th percentile
Net interest margin
4.96%
82th percentile
Efficiency ratio
85.09%
17th percentile
Non-interest income ratio
7.03%
42th percentile

Capital & Risk

Net worth ratio
12.15%
31th percentile
Delinquency rate
0.16%
74th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
54.24%
41th percentile

Growth

Member growth YoY
-8.71%
7th percentile
Asset growth YoY
-3.36%
23th percentile
Loan growth YoY
6.75%
84th percentile
Share growth YoY
-4.47%
23th percentile

Operations

Members / branch
618
28th percentile
Assets / member
$9,133
49th percentile
Field of membership penetration
61.80%
78th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Ohio County Public Schools?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo