Mobile Postal

Mobile, AL · 2 · Charter #62471 · www.mobilepostalcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$17.2M
58th percentile
Members
1,702
58th percentile
Total loans
$9.6M
64th percentile
Total shares
$14.9M
59th percentile

Profitability

Return on assets
1.55%
80th percentile
Net interest margin
4.09%
54th percentile
Efficiency ratio
53.07%
78th percentile
Non-interest income ratio
16.97%
75th percentile

Capital & Risk

Net worth ratio
12.69%
35th percentile
Delinquency rate
2.51%
20th percentile
Net charge-off rate
1.36%
12th percentile
Loan-to-share
64.77%
56th percentile

Growth

Member growth YoY
-5.97%
13th percentile
Asset growth YoY
4.36%
71th percentile
Loan growth YoY
-3.17%
49th percentile
Share growth YoY
3.39%
66th percentile

Operations

Members / branch
1,702
70th percentile
Assets / member
$10,111
56th percentile
Field of membership penetration
42.55%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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