Paris District

Paris, TX · 2 · Charter #67499
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$432.9K
3th percentile
Members
212
6th percentile
Total loans
$214.8K
6th percentile
Total shares
$343.2K
4th percentile

Profitability

Return on assets
0.06%
18th percentile
Net interest margin
4.54%
70th percentile
Efficiency ratio
71.92%
39th percentile
Non-interest income ratio
0.03%
5th percentile

Capital & Risk

Net worth ratio
20.10%
74th percentile
Delinquency rate
1.73%
28th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
62.60%
53th percentile

Growth

Member growth YoY
2.91%
89th percentile
Asset growth YoY
-3.19%
24th percentile
Loan growth YoY
-4.28%
45th percentile
Share growth YoY
-4.09%
24th percentile

Operations

Members / branch
212
8th percentile
Assets / member
$2,042
4th percentile
Field of membership penetration
53.00%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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