Plains

Plainview, TX · 1 · Charter #12274 · www.plainsfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.6M
19th percentile
Members
430
15th percentile
Total loans
$2.5M
27th percentile
Total shares
$3.0M
20th percentile

Profitability

Return on assets
-0.11%
13th percentile
Net interest margin
4.32%
63th percentile
Efficiency ratio
73.16%
37th percentile
Non-interest income ratio
2.05%
20th percentile

Capital & Risk

Net worth ratio
15.90%
56th percentile
Delinquency rate
0.07%
80th percentile
Net charge-off rate
0.18%
52th percentile
Loan-to-share
84.16%
82th percentile

Growth

Member growth YoY
-5.91%
13th percentile
Asset growth YoY
7.05%
84th percentile
Loan growth YoY
-0.36%
61th percentile
Share growth YoY
9.71%
90th percentile

Operations

Members / branch
430
20th percentile
Assets / member
$8,488
43th percentile
Field of membership penetration
1.72%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Plains?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo