Investex

Humble, TX · 3 · Charter #97112 · www.investexcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$239.6M
98th percentile
Members
21,389
98th percentile
Total loans
$128.9M
90th percentile
Total shares
$223.2M
100th percentile

Profitability

Return on assets
0.80%
34th percentile
Net interest margin
2.91%
15th percentile
Efficiency ratio
66.16%
38th percentile
Non-interest income ratio
29.33%
92th percentile

Capital & Risk

Net worth ratio
11.53%
42th percentile
Delinquency rate
0.68%
52th percentile
Net charge-off rate
0.75%
17th percentile
Loan-to-share
57.75%
32th percentile

Growth

Member growth YoY
-0.25%
55th percentile
Asset growth YoY
1.67%
32th percentile
Loan growth YoY
-0.10%
42th percentile
Share growth YoY
-0.20%
21th percentile

Operations

Members / branch
3,565
60th percentile
Assets / member
$11,203
22th percentile
Field of membership penetration
0.59%
7th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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