Greater Centennial

Mount Vernon, NY · 1 · Charter #19775 · www.greatercentennialfcu.co
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$244.0K
2th percentile
Members
182
5th percentile
Total loans
$71.8K
3th percentile
Total shares
$220.9K
2th percentile

Profitability

Return on assets
-0.57%
8th percentile
Net interest margin
4.76%
77th percentile
Efficiency ratio
111.35%
4th percentile
Non-interest income ratio
5.86%
37th percentile

Capital & Risk

Net worth ratio
9.45%
13th percentile
Delinquency rate
10.97%
2th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
32.50%
14th percentile

Growth

Member growth YoY
2.25%
86th percentile
Asset growth YoY
3.78%
67th percentile
Loan growth YoY
9.39%
88th percentile
Share growth YoY
8.42%
88th percentile

Operations

Members / branch
182
7th percentile
Assets / member
$1,341
2th percentile
Field of membership penetration
6.07%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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