Derry Area

DERRY, PA · 1 · Charter #6196 · www.dafcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.4M
50th percentile
Members
1,852
62th percentile
Total loans
$5.7M
48th percentile
Total shares
$11.8M
52th percentile

Profitability

Return on assets
0.49%
35th percentile
Net interest margin
3.11%
22th percentile
Efficiency ratio
59.60%
65th percentile
Non-interest income ratio
4.99%
34th percentile

Capital & Risk

Net worth ratio
11.89%
29th percentile
Delinquency rate
1.80%
27th percentile
Net charge-off rate
0.03%
70th percentile
Loan-to-share
48.55%
32th percentile

Growth

Member growth YoY
-2.73%
36th percentile
Asset growth YoY
0.69%
47th percentile
Loan growth YoY
-12.80%
16th percentile
Share growth YoY
0.35%
49th percentile

Operations

Members / branch
926
43th percentile
Assets / member
$7,243
32th percentile
Field of membership penetration
30.87%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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