Richland Parish Schools

Rayville, LA · 1 · Charter #22785 · www.richland.k12.la.us/credi
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$591.7K
5th percentile
Members
132
3th percentile
Total loans
$194.1K
5th percentile
Total shares
$415.2K
5th percentile

Profitability

Return on assets
-1.84%
3th percentile
Net interest margin
5.22%
88th percentile
Efficiency ratio
69.97%
43th percentile
Non-interest income ratio
0.95%
13th percentile

Capital & Risk

Net worth ratio
29.36%
92th percentile
Delinquency rate
4.54%
8th percentile
Net charge-off rate
4.85%
2th percentile
Loan-to-share
46.75%
30th percentile

Growth

Member growth YoY
-5.71%
14th percentile
Asset growth YoY
2.29%
58th percentile
Loan growth YoY
2.05%
70th percentile
Share growth YoY
6.00%
80th percentile

Operations

Members / branch
66
1th percentile
Assets / member
$4,482
14th percentile
Field of membership penetration
22.00%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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