Cambridge Firefighters

Cambridge, MA · 1 · Charter #1236 · www.cambridgefirefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.1M
52th percentile
Members
864
32th percentile
Total loans
$8.7M
61th percentile
Total shares
$10.6M
49th percentile

Profitability

Return on assets
1.95%
90th percentile
Net interest margin
4.07%
53th percentile
Efficiency ratio
44.25%
89th percentile
Non-interest income ratio
-0.04%
1th percentile

Capital & Risk

Net worth ratio
25.04%
86th percentile
Delinquency rate
0.23%
69th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
82.65%
80th percentile

Growth

Member growth YoY
0.12%
69th percentile
Asset growth YoY
4.51%
71th percentile
Loan growth YoY
4.34%
77th percentile
Share growth YoY
3.36%
66th percentile

Operations

Members / branch
864
41th percentile
Assets / member
$16,358
90th percentile
Field of membership penetration
57.60%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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