Alderson Fci

Alderson, WV · 1 · Charter #10520
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.4M
37th percentile
Members
687
25th percentile
Total loans
$5.1M
45th percentile
Total shares
$6.3M
36th percentile

Profitability

Return on assets
4.14%
99th percentile
Net interest margin
5.11%
85th percentile
Efficiency ratio
12.74%
99th percentile
Non-interest income ratio
0.36%
9th percentile

Capital & Risk

Net worth ratio
24.83%
85th percentile
Delinquency rate
6.50%
5th percentile
Net charge-off rate
-0.03%
94th percentile
Loan-to-share
80.91%
77th percentile

Growth

Member growth YoY
-3.65%
27th percentile
Asset growth YoY
1.80%
55th percentile
Loan growth YoY
-8.26%
29th percentile
Share growth YoY
-0.12%
46th percentile

Operations

Members / branch
344
15th percentile
Assets / member
$12,252
72th percentile
Field of membership penetration
68.70%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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