T H P

Terre Haute, IN · 1 · Charter #4488 · www.bsdc.onlinecu.com/thpfc
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.1M
21th percentile
Members
882
33th percentile
Total loans
$2.8M
29th percentile
Total shares
$3.1M
21th percentile

Profitability

Return on assets
0.16%
22th percentile
Net interest margin
10.33%
100th percentile
Efficiency ratio
95.98%
8th percentile
Non-interest income ratio
12.27%
60th percentile

Capital & Risk

Net worth ratio
24.26%
85th percentile
Delinquency rate
0.05%
81th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
90.67%
88th percentile

Growth

Member growth YoY
-2.43%
39th percentile
Asset growth YoY
-1.43%
33th percentile
Loan growth YoY
-2.65%
51th percentile
Share growth YoY
-2.30%
33th percentile

Operations

Members / branch
882
42th percentile
Assets / member
$4,595
14th percentile
Field of membership penetration
44.10%
60th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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