Hawaii Community

Kailua Kona, HI · 1 · Charter #1719 · www.hicommfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$782.5M
85th percentile
Members
46,106
83th percentile
Total loans
$405.9M
68th percentile
Total shares
$713.4M
91th percentile

Profitability

Return on assets
0.90%
43th percentile
Net interest margin
2.89%
18th percentile
Efficiency ratio
57.95%
55th percentile
Non-interest income ratio
17.08%
37th percentile

Capital & Risk

Net worth ratio
9.72%
30th percentile
Delinquency rate
0.73%
48th percentile
Net charge-off rate
0.29%
64th percentile
Loan-to-share
56.91%
9th percentile

Growth

Member growth YoY
2.15%
69th percentile
Asset growth YoY
5.78%
55th percentile
Loan growth YoY
-3.36%
12th percentile
Share growth YoY
4.81%
53th percentile

Operations

Members / branch
5,123
59th percentile
Assets / member
$16,973
57th percentile
Field of membership penetration
22.72%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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