Wnc Community CU

Waynesville, NC · 2 · Charter #66854 · www.wncccu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$95.1M
43th percentile
Members
4,003
14th percentile
Total loans
$61.5M
52th percentile
Total shares
$78.6M
41th percentile

Profitability

Return on assets
0.62%
24th percentile
Net interest margin
2.56%
7th percentile
Efficiency ratio
54.36%
74th percentile
Non-interest income ratio
8.97%
12th percentile

Capital & Risk

Net worth ratio
16.82%
85th percentile
Delinquency rate
0.37%
74th percentile
Net charge-off rate
0.05%
92th percentile
Loan-to-share
78.29%
68th percentile

Growth

Member growth YoY
0.98%
69th percentile
Asset growth YoY
4.89%
60th percentile
Loan growth YoY
9.75%
86th percentile
Share growth YoY
5.01%
64th percentile

Operations

Members / branch
4,003
69th percentile
Assets / member
$23,769
92th percentile
Field of membership penetration
4.04%
41th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Wnc Community CU?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo