University of Wisconsin

Madison, WI · 2 · Charter #66492 · www.uwcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.3B
90th percentile
Members
386,994
93th percentile
Total loans
$4.5B
91th percentile
Total shares
$5.5B
91th percentile

Profitability

Return on assets
1.26%
69th percentile
Net interest margin
3.49%
69th percentile
Efficiency ratio
52.78%
46th percentile
Non-interest income ratio
20.11%
62th percentile

Capital & Risk

Net worth ratio
9.23%
17th percentile
Delinquency rate
0.62%
61th percentile
Net charge-off rate
0.51%
47th percentile
Loan-to-share
82.21%
34th percentile

Growth

Member growth YoY
5.66%
82th percentile
Asset growth YoY
11.37%
85th percentile
Loan growth YoY
9.80%
77th percentile
Share growth YoY
12.83%
89th percentile

Operations

Members / branch
10,184
75th percentile
Assets / member
$16,269
34th percentile
Field of membership penetration
35.18%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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