Riverways

Rolla, MO · 1 · Charter #12890 · www.riverwaysfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$120.5M
58th percentile
Members
10,689
72th percentile
Total loans
$102.4M
77th percentile
Total shares
$104.9M
59th percentile

Profitability

Return on assets
1.74%
86th percentile
Net interest margin
4.11%
75th percentile
Efficiency ratio
60.61%
56th percentile
Non-interest income ratio
31.04%
94th percentile

Capital & Risk

Net worth ratio
8.96%
10th percentile
Delinquency rate
0.26%
83th percentile
Net charge-off rate
0.22%
63th percentile
Loan-to-share
97.61%
94th percentile

Growth

Member growth YoY
8.76%
96th percentile
Asset growth YoY
15.30%
96th percentile
Loan growth YoY
16.49%
95th percentile
Share growth YoY
11.47%
91th percentile

Operations

Members / branch
3,563
60th percentile
Assets / member
$11,277
23th percentile
Field of membership penetration
1.44%
22th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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