Genfed Financial

Akron, OH · 3 · Charter #97106 · www.genfed.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$318.3M
20th percentile
Members
24,303
40th percentile
Total loans
$205.9M
22th percentile
Total shares
$264.0M
18th percentile

Profitability

Return on assets
1.57%
84th percentile
Net interest margin
4.45%
94th percentile
Efficiency ratio
69.13%
14th percentile
Non-interest income ratio
26.17%
84th percentile

Capital & Risk

Net worth ratio
17.09%
96th percentile
Delinquency rate
1.35%
15th percentile
Net charge-off rate
0.41%
50th percentile
Loan-to-share
77.99%
42th percentile

Growth

Member growth YoY
-3.34%
16th percentile
Asset growth YoY
0.69%
16th percentile
Loan growth YoY
-1.70%
19th percentile
Share growth YoY
-1.02%
10th percentile

Operations

Members / branch
2,700
11th percentile
Assets / member
$13,099
21th percentile
Field of membership penetration
2.19%
30th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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