Auburn Community

AUBURN, NY · 1 · Charter #988 · www.auburnfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$118.1M
57th percentile
Members
7,723
50th percentile
Total loans
$35.4M
21th percentile
Total shares
$101.0M
56th percentile

Profitability

Return on assets
0.99%
48th percentile
Net interest margin
3.66%
50th percentile
Efficiency ratio
73.91%
16th percentile
Non-interest income ratio
17.17%
50th percentile

Capital & Risk

Net worth ratio
12.62%
55th percentile
Delinquency rate
0.24%
84th percentile
Net charge-off rate
0.18%
71th percentile
Loan-to-share
35.06%
5th percentile

Growth

Member growth YoY
-0.25%
55th percentile
Asset growth YoY
1.23%
28th percentile
Loan growth YoY
4.14%
66th percentile
Share growth YoY
0.01%
23th percentile

Operations

Members / branch
1,931
20th percentile
Assets / member
$15,297
57th percentile
Field of membership penetration
25.74%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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